Credit Score Wikipedia

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A credit score is a numerical expression based on a levelysis of a person's credit files, to represent the creditworthiness of an individual. A credit score is primarily based on a credit report, information typically sourced from credit bureaus. Lenders, such as banks and credit card companies, use credit scores to evaluate the potential risk posed by lending money to consumers and to mitigate losses due to bad debt. Lenders use credit scores to determine who qualifies for a loan, at what interest rate, and what credit limits. Lenders also use credit s.Credit scoring models FICO score. The FICO score was first introduced in by FICO, then called Fair, Isaac, and Company. The FICO model is used by the vast majority of banks and credit grantors, and is based on consumer credit files of the three national credit . In a Nutshell In Canada, your credit scores generally range from . The higher the score, the better. If you have scores between , you're in excellent shape..Wikipedia is a free online encyclopedia, created and edited by volunteers around the world and hosted by the Wikimedia Foundation..

Credit score wikipedia

A credit score is a numerical expression based on a levelysis of a person s credit files, to represent the creditworthiness of an individual. A credit score is .Pages in category "Credit scoring". The following pages are in this category, out of total. This list may not reflect recent changes learn more ..FICO originally Fair, Isaac and Company, is a dataytics company based in San Jose, California focused on credit scoring .